It's time to upgrade your Mutual Fund SIP to AlphaSIP

AlphaSIP is a smarter and a better way to invest in Mutual Funds. A data and algorithm driven approach to Mutual Fund investing.

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The smartest way to
invest in Mutual Funds

The smartest way to invest in Mutual Funds

Using intelligent asset allocation and portfolio optimization techniques,
AlphaSIP offers much better returns than your plain SIP investments.

Using intelligent asset allocation and portfolio optimization techniques, AlphaSIP offers much better returns than your plain SIP investments.

Rule based rebalancing

Automatic rule-based rebalancing between debt & equity, driven by intelligent investment algorithms

Dynamic Asset Allocation

Dynamic asset allocation for unparalleled mix of return maximisation and downside protection

Lower Volatility

Lower volatility and drawdowns because of effective and timely rebalancing during market downturns

Scientific fund selection approach

A scientific and data-driven framework to select the best mutual funds for your portfolio

Power of algorithms,
applied to your investments

If you were to invest in NIFTY index every month for 5 years, Finpeg's AlphaSIP strategy would have delivered higher returns than a regular SIP a staggering 98% of times (since 2001).

Get a detailed overview of AlphaSIP from one of our Investment Expert
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How does it all work?

How does it all work?

Finpeg’s AlphaSIP Strategy is driven by a proprietary multivariate investment algorithm that dynamicaly adjusts
asset alocation between equity and debt funds based on changes in the folowing input parameters

Finpeg’s AlphaSIP Strategy is driven by a proprietary multivariate investment algorithm that dynamicaly adjusts asset alocation between equity and debt funds based on changes in the folowing input parameters

Valuations of global equity markets

Measured in terms of PE ratios of NIFTY50 and S&P500

Signals from the bond market

Trajectory of G-Sec yields and credit spreads

Key macro indicators

Inflation and GDP trajectory globally

Global economic activity

Leading global economic activity indicator like ECRI

Monetary policy of Central Banks

Interest rate abd balance sheet stance of US Federal Reserve, ECB and BoJ

Interest rate abd balance sheet stance of US Federal Reserve, ECB and BoJ

Lower volatility,
better returns

What if your SIP investments can shoot up during market rallies but be steady like Bank FDs during market downturns? That's the power of Finpeg's intelligent & dynamic asset allocation strategy.

Get a detailed overview of AlphaSIP from one of our Investment Expert
We value your privacy. Your information is completely secure with us. We will not share your details with any third party and we will never spam.

Improving SIP performance
using PE ratio, an illustration

Improving SIP performance using PE ratio, an illustration

Here’s an ilustration of how Market Valuation (i.e. PE ratio of NIFTY), an input parameter
of Finpeg’s investment algorithm can be leveraged to improve performance of aconventional SIP

Here’s an ilustration of how Market Valuation (i.e. PE ratio of NIFTY), an input parameter of Finpeg’s investment algorithm can be leveraged to improve performance of aconventional SIP

5-Year Conventional SIP
NIFTY-50
Methodology
Invest ₹ 10,000 per month for 5 years in NIFTY 50. Investing through SIPs, even when investment horizon is as long as 5years, still entails substantial risks. As can be seen in the graph below, returns of 5-year SIPs ending in years when equity markets are going through a downturn are invariably very poor, even negative (SIP return from May 04 to May 09 was -4.2% per annum).
Historical Performance (average and worst case returns)
Average Case 10.97%
Worst Case -4.20%
Best Case 33.04%
Historical Performance (yearly annualized returns)
5-Year PE-based AlphaSIP
NIFTY-50 (equity) + HDFC Liquid Fund (debt)
Methodology
Invest ₹ 10,000 per month for 5 years and adjust asset allocation every month between NIFTY-50 (equity)and HDFC Liquid Fund (debt) as per changes in NIFTY’s PE ratio. Allocate more to equity at lower PE ratio and vice versa. As can be seen in the table, both in average and worst case, this simple PE-based strategy outperforms conventional SIP.
Historical Performance (average and worst case returns)
Average Case 15.23%
Worst Case 8.44%
Best Case 33.27%
Historical Performance (yearly annualized returns)

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