Finpeg is an investment robo-advisory platform that deals exclusively with advisory and selling of mutual fund strategies and schemes. We offer cutting-edge investment strategies with a proven tarck record of offering superior returns and phenomenal downside protection.
Finpeg is your one-stop solution for all mutual fund investment needs, be a recurring monthly investment (NOT SIP!), a one-time investment (NOT LUMP-SUM!) or a regular monthly income from your mutual fund investments (NOT BALANCED FUNDS!).
Everyone seems to claim that they are the best Robo Advisors in town? But are they? In fact, are they even Robo Advisors or just some "Online Mutual Fund transaction Platform"? All they do is just help you buy Mutual Funds Online.
Finpeg is a robo-advisory service in truest of sense. For starters, we do not sell plain vanilla SIP to everyone. We have customized investment strategies that is built to suit your every investment requirement.
We believe that there is a lot of intelligence that can be applied to your investment approach and then get a machine to automate that approach.And that is precisely what we do at Finpeg. We build investment algorithms that are geared towards delivering stellar returns at phenomenally low risk.
A bit more on robo advisory platforms here.
Haven't we been told that SIPs are the best way to invest in Mutual Funds?
SIP, my investor friend, is a rotten mutual fund investment mechanism. It was introduced in India in the late 90’s and hasn’t undergone any significant change since then. Do you still buy a mobile handset without a touchscreen or watch your favourite series on a CRT TV set? You don’t because the same appliances are being continuously optimized and you buy what’s the most updated version of the appliance. Why should investment mechanisms remain the same for 20 years! Read more.
We advise many changes to the prevalent mutual fund investing mechanisms and all of them are directed at two things – low risk and high returns.
In terms of the specific plans we offer, everything ultimately boils down to your requirements. Have a look at Finpeg’s offerings here.
All the more reason to opt for a strategy which has a better performance than an SIP – become a multimillionaire.
Thats a very important question. Yes, the commission structure does create a conflict of interest. In fact, investing in direct plans also gives you a return boost of 0.7%-0.8%. But we overcome both these factors, and we overcome them by a mile! Here is how:
1. Alpha returns at much lower risk:
The concept of direct funds is that by investing in direct funds, instead of choosing to get help from an advisor, you save the commission that accrues to the advisor/broker. How much is that delta? Around 0.7%-0.8% in most cases. Let's consider an example - If you invest via SIP in a regular plan, let’s say, you earn 12%. If you invest via SIP in a direct plan, you’ll probably earn somewhere around 12.8%.
Plot twist – A geek with soda glasses walks in the room and has data to show that he has an investment mechanism which can earn you an alpha of up to 4-5% and give you a super downside protection. Well, that geek is us!
2. No conflict of interest:
To simply put it, Finpeg would have recommended the exact same funds even if our revenue model wasn’t based upon commissions.
We are transparent about why a particular fund scheme is a part of our recommendations. Talk to us to know more about this!
End of the day, you are buying Mutual Funds. The fact is that your money never comes to Finpeg account. We act as mere intermediaries who will be investing on your behalf. All the mutual fund purchases will be made under your name and all the transactions will take place between you and the concerned AMC. For us to be able to do investments directly on your behalf according to our algorithms, we obtain a bank mandate from you. This bank mandate that you issue is in favour of BSE Limited and not Finpeg thus never giving the control of your money to Finpeg
We are never closing down. Period.
When you redeem, the entire redemption proceed will be credited in your registered bank account (the one your registered while signing up). Similarily, all dividend proceeds are also credited into your registered bank account.
We take the security of our platform and privacy of all your data extremely seriously. And therefore, we have built a system with best-in-class security and privacy features.
Hosted on Amazon Web Services, all sensitive client data is encrypted and stored with 256 bit SHA encryption. Furthermore, we have tied up with Bombay Stock Exchange (BSE) as our backend partner and all the transactions are executed through BSE’s StarMF platform.
Great! Please leave your contact details over here and we promise one of us will call you up and help you understand everything.
[*] DISCLAIMER: Mutual Fund investments are subject to market risks. All historical performance measures on this webpage are based on past performance of scheme(s) between April 2006 and December 2017. However past performance of scheme(s) do NOT indicate assurance of comparable performance in future. Hence any projection on this webpage should NOT be construed as an assurance or guarantee that the objectives of the recommendations will be achieved. Please read all scheme related documents carefully before investing.