Are SIPs really the best way to Invest in Mutual Funds?

SIP in the best mutual funds could
still end up losing money for you
Finpeg offers a far more intelligent solution
Know More

SIP in best mutual funds for long term does not guarantee high returns

We all have had our shares of investment myths. But the biggest one is - set up SIPs in the best mutual funds in India, hold for long term and you are assured of high double digit returns

1
Myth: 5-star rated mutual funds are the best funds

Fact: Only a rigorous analysis can determine the best mutual funds to invest in India; not star ratings. Star-ratings are a sham. Read more

2
Myth: SIPs are the best way to invest in Mutual Funds

Fact: SIP is just a process to automate your investments. Nothing more. SIP doesn't help you rebalance your portfolio or exit your investments.

3
Myth: Long-term horizon in equity ensures high returns

Fact: SIP in a top-rated mutual fund for a period as long as 5 years could have ended with negative returns for you. You didn't know this, did you?

4
Myth: Timing your entry has no impact on returns

Fact: 10-year annualized returns on Nifty index would have been just 6.1% if you invested when Nifty P/E was above 24. Entry timing matters! Read more

Are SIPs really the best way to Invest in Mutual Funds?

SIP in the best mutual funds could
still end up losing money for you
Finpeg offers a far more intelligent solution
Know More

SIP in best mutual funds for long term does not guarantee high returns

Set up SIPs in the best mutual funds in India, hold the investment for long term and you are assured of high returns? WRONG

1
Myth: 5-star rated mutual funds are the best funds

Fact: Only a rigorous analysis can determine the best mutual funds to invest in India; not star ratings. Star-ratings are a sham. Read more

2
Myth: SIPs are the best way to invest

Fact: SIP is just a process to automate your investments. Nothing more. SIP doesn't help you rebalance your portfolio or exit your investments.

3
Myth: Long-term in equity ensures high returns

Fact: SIP in a top-rated mutual fund for a period as long as 5 years could have ended with negative returns for you. You didn't know this, did you?

4
Myth: Timing your entry has no impact on returns

Fact: 10-year annualized returns on Nifty index would have been just 6.1% if you invested when Nifty P/E was above 24. Entry timing matters! Read more

If not SIPs and if not the best
Mutual Funds, then what?

If not SIPs and if not the best Mutual Funds, then what?

The answer is Finpeg's algorithm-driven
Customized Investment Strategies
The answer is Finpeg's algorithm-driven Customized Investment Strategies
^

Cutting-edge strategies, built
for every investment requirement

Cutting-edge strategies, built for every investment requirement

We are not just another Online Mutual Fund Investment platform. We offer more, much more. We offer intelligent wealth solutions, tailor made for your investing style and requirement.

Alpha SIP

Recurring monthly investments

  • Most advanced algorithm for monthly recurring investments.

  • An intelligent market-valuation linked deployment approach

  • Historically*, has never yielded returns lower than 17.6%

  • Learn More →
Lump sum

One-time lump sum investment

  • An intelligent market-valuation linked deployment approach

  • Tactical rebalancing to ensure superior returns

  • Historically*, has never yielded returns lower than 14.6%

  • Learn More →
OnePM MIP

Stable Monthly Income

  • Stable Monthly Income of 1% per month for the rest of your life

  • Protect and appreciate your original investment at the end

  • Historically*, the plan has never led to capital erosion

  • Learn More →

Algorithms designed to get every
aspect of investment absolutely spot on

Algorithms designed to get every aspect of investment absolutely spot on

By running millions of simulations, we have built algorithms that get the 4 key aspects of Mutual funds investment absolutely right - selecting the best mutual funds, deployment, rebalancing and exit

Getting the Funds right

Our proprietary fund-selection framework ensures that you invest in a portfolio that maximizes returns while minimizing risk.

Getting Rebalancing right

Using inputs like PE & PB ratios, Interest Rates, we have trained our algorithms to decide the best asset allocation at a given point of time.

Getting the Entry right

Our algorithms have been trained to get the best possible entry for your investments. You buy funds at the lowest possible prices every time.

Getting the Exit right

What about exit? What happens when you need the money back. Our rule-based exit strategy ensures that you sell at the highest possible prices.

Our happy investors are saying the
nicest things about us!

Our happy investors are saying the nicest things about us!

Shubham
Prateek Singh
Financial Crime Compliance and Due Diligence Professional

A wonderful team that takes of your investments end-to-end. Not only do they strive to build intelligent investment strategies but also continuously make improvements to extract the most out of mutual funds.

Shubham
Nausheer Pagarkar
Periodontist

The advisory is top-class. Finpeg does not simply recommend strategies and mutual funds but also backs everything with logic and data. I have found each and every advice of Finpeg genuine and in my best interest.

Shubham
Mr and Mrs Mishra
Ex ONGC

The Monthly Income Plan is perfect for retirees like us. The volatility of the markets doesn’t impact the monthly income which is the best part about it. Unlike dividends, the monthly income is a constant amount.

Shubham
Nausheer Pagarkar
Periodontist

The advisory is top-class. Finpeg does not simply recommend strategies and mutual funds but also backs everything with logic and data. I have found each and every advice of Finpeg genuine and in my best interest.

Shubham
Mr and Mrs Mishra
Ex ONGC

The Monthly Income Plan is perfect for retirees like us. The volatility of the markets doesn’t impact the monthly income which is the best part about it. Unlike dividends, the monthly income is a constant amount.

Shubham
Ashish Gupta
Software Professional

Finpeg's unique Alpha SIP made a lot of sense to me. I am investing different amounts in equity mutual funds every month as per their investment logic without changing my per month investment commitment.

Shubham
Mr and Mrs Mishra
Ex ONGC

The Monthly Income Plan is perfect for retirees like us. The volatility of the markets doesn’t impact the monthly income which is the best part about it. Unlike dividends, the monthly income is a constant amount.

Shubham
Ashish Gupta
Software Professional

Finpeg's unique Alpha SIP made a lot of sense to me. I am investing different amounts in equity mutual funds every month as per their investment logic without changing my per month investment commitment.

Shubham
Nikhil Dholakia
Businessman

Finpeg has a great mechanism to invest a lump-sum amount in mutual funds. I used to do STP from liquid funds into equity funds – but Finpeg’s lump-sum strategy is a superior option in the form of a smart STP.

Shubham
Ashish Gupta
Software Professional

Finpeg's unique Alpha SIP made a lot of sense to me. I am investing different amounts in equity mutual funds every month as per their investment logic without changing my per month investment commitment.

Shubham
Nikhil Dholakia
Businessman

Finpeg has a great mechanism to invest a lump-sum amount in mutual funds. I used to do STP from liquid funds into equity funds – but Finpeg’s lump-sum strategy is a superior option in the form of a smart STP.

Shubham
Prateek Singh
Financial Crime Compliance and Due Diligence Professional

A wonderful team that takes of your investments end-to-end. Not only do they strive to build intelligent investment strategies but also continuously make improvements to extract the most out of mutual funds.

Shubham
Nikhil Dholakia
Businessman

Finpeg has a great mechanism to invest a lump-sum amount in mutual funds. I used to do STP from liquid funds into equity funds – but Finpeg’s lump-sum strategy is a superior option in the form of a smart STP.

Shubham
Prateek Singh
Financial Crime Compliance and Due Diligence Professional

A wonderful team that takes of your investments end-to-end. Not only do they strive to build intelligent investment strategies but also continuously make improvements to extract the most out of mutual funds.

Shubham
Nausheer Pagarkar
Periodontist

The advisory is top-class. Finpeg does not simply recommend strategies and mutual funds but also backs everything with logic and data. I have found each and every advice of Finpeg genuine and in my best interest.

The most advanced & trusted Platform for Mutual Funds Investment in India

It's our strong belief that investment advisory is a very personalised service requiring a one-on-one access to your advisor at all the time.

With us, you get exactly that! A single point of contact - your dedicated RM. Goodbye customer care execs!

Our cutting-edge research ensures that you get the best investing strategies and the best mutual funds to invest in India. Your money deserves the best and we endeavor to offer you the best!

Still not convinced about us? Talk to one of our investment experts