Best mutual funds for lump sum investment in 2019.

Investing a lump sum amount in equity mutual funds is risky since you can get your timing completely wrong.
Picking the best mutual funds for lump sum investment is just a start. You need to get the strategy right.
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Here are the best mutual funds
for lump sum investment in India in 2019

We list down the best mutual funds in each category.

Here are the best SIP mutual funds to invest in India in 2019

We list down the best mutual funds in each category.

Scheme type Scheme name
Equity Large Cap Reliance Large Cap Fund
Details +
Equity Mutli Cap Mirae Asset India Equity Fund
Details +
Equity Mid Cap L&T Mid Cap Fund
Details +
Equity Small Cap L&T Emerging Business Fund
Details +
Equity Large & Mid Cap Mirae Emerging Blue chip Fund
Details +
Equity Focused SBI Focused Equity Fund
Details +
Invest in Best MF →
Scheme name and type
Reliance Large Cap Fund
(Equity Large Cap)
+
Mirae Asset India Equity Fund
(Equity Multi Cap)
+
L&T Mid Cap Cap Fund
(Equity Mid Cap)
+
L&T Emerging Business Fund
(Equity Small Cap)
+
Mirae Emerging Bluechip Fund
(Equity Large & Mid Cap)
+
SBI Focused Equity Fund
(Equity Focused)
+
Invest in Best MF →

Best Mutual Funds for lump sum investment selected through CRAFT Framework

A comprehensive rank-based framework that uses past 20 years
of data to pick out the best mutual funds.

Finpeg's cutting-edge CRAFT Framework to pick the best SIP Mutual Funds

A comprehensive rank-based framework that uses past 20 years of data to pick out the best mutual funds.

best-mutual-funds-india-2019

Categorize, based on Fund Type

The first step is to categorize the funds into different categories based on their type. For example, large cap is one such category. The main idea here is that you want to compare funds within a category and NOT across categories. Something on the lines of making apple-to-apple comparison.

Rank, based on Fund Performance

Once we have the categories, the next step is to rank the funds within each category. Ranking should be done for funds within a category and NOT across categories. The guiding philosophy that this framework follows can be summed up in a single sentence – “Long-term track record of consistent performance”.

Filter, based on qualitative assessment

And finally, once we have ranked the funds, we should filter funds based on qualitative assessment. Qualitative factors include any recent change in fund manager, total size of the fund and performance of the fund during times of steep market crash. More details on the framework here.

Picking the best Mutual Funds is just a start.
You can still go wrong

When you invest a lump sum amount in equity mutual funds,
you are taking a big market timing risk.

Picking the best Mutual Funds is just a start. You can still go wrong

When you invest a lump sum amount in equity mutual funds, you are taking a big market timing risk.

Timing matters for lump sum investment

As is evident from the chart, timing plays a big role in your long-term returns.

If you invest in the NIFTY Index at a time when NIFTY PE is above 25, your average 5-year returns are 2.8% and in some cases, you would have even lost money.

On the other hand, if you invest in NIFTY index when PE is below 15, your average 5-year returns are are a whopping 27.1%.

But timing the market is not easy

Even though we know that timing matters for lump sum investment, timing the markets is not easy.

Even with best Mutual Funds, you can
end up with negative returns?

Even with best Mutual Funds, you can end up with negative returns?

What's the solution?
Finpeg's intelligent Lump sum strategy
What's the solution? Finpeg's intelligent Lump sum strategy

Introducing the most intelligent way
to do lump sum investment in mutual funds

Using advanced machine learning techniques,
Finpeg Lump sum strategy offers a far better alternative to regular lump sums.

Introducing the most intelligent way to do lump sum investment in mutual funds

Using advanced machine learning techniques, Finpeg Lump sum strategy offers a far better alternative to regular lump sums.

Intelligent investing techniques

Using various inputs like PE ratio, PB ratio, Interest Rates, we have trained our algorithm to decide the most optimal asset allocation at any given point of time. Applying this intelligence ensures that Finpeg Lump sum strategy delivers a tangible alpha over regular lump sum investments.

Be it a generic NIFTY Index or a portfolio of actively managed funds, our lump sum strategy has consitently generated 3% - 5% alpha over regular lump sum investment. Also, Finpeg lump sum strategy offers phenomenal risk reduction.

Best Mutual Funds and Optimized Portfolio

Instead of picking funds on an ad-hoc basis, we give you a portfolio of best mutual funds using an extensively researched and time-tested framework.

Best mutual funds today may not be the best 3 years down the line. We make sure that your portfolio is reviewed and optimized so that you are always invested in the best mutual funds.

Start your investing journey with Finpeg now. Just leave your details and we will get in touch