Best Robo-advisor in India in 2019

Best Robo-advisor in India in 2019

Everything is online. Shirts, shoes, fruits and even mutual funds! Websites that sell shirts, shoes and fruits are referred to as e-commerce websites. Websites that sell mutual funds online are (wrongly!) referred to as robo-advisors. However, it would be unfair to refer every online mutual fund seller (or SIP facilitator) as a robo-advisor. Robo-advisor is not a simple replacement of human financial advisors. A robo-advisor's duties go way beyond those of a human advisor. Let’s list down the features of the ideal robo-advisory in India – Should offer custom solutions Should use technology…Continue reading →
Things to Consider While Making Lump Sum Investment in Mutual Funds in India

Things to Consider While Making Lump Sum Investment in Mutual Funds in India

First things first – What exactly is lump sum investment in mutual funds? As the name suggests, you invest a “lump sum” amount in one go. Contrast this with SIP. For most salaried people, a specific portion of their salary is earmarked as savings and invested into mutual funds every month. However, suppose you sell an old house or inherit some amount of cash and you need to invest that amount. This is the case where you would do a lump sum investment in mutual funds. Why make the distinction? This is an…Continue reading →
How to set financial goals and achieve them

How to set financial goals and achieve them

It cannot be put into words how relevant this quote is to achieving your financial goals especially using mutual funds. This is exactly what we are going to talk about here. The process of achieving a financial goal is pretty straightforward which is probably the best thing about it. However, let’s quickly visit the important steps and their finer details. Identify Your Financial Goals This is the starting point which makes it probably the most important step of this entire exercise. It is extremely important to be able to identify and define financial…Continue reading →
5 reasons why you should start investing in mutual funds in India

5 reasons why you should start investing in mutual funds in India

Mutual funds are the rage in India these days! But what makes them so effective and credible and most importantly, useful? There are easily more than 5 reasons why one would want to invest in mutual funds. However, basis our interactions with our numerous clients we have come across a few top reasons why anyone would want to invest in mutual funds. It should not come as a surprise if you start you mutual fund investments for one of the following reasons. Tax Saving Did you know mutual fund investments can help you…Continue reading →
How to invest in mutual funds in India: A Beginner’s Guide

How to invest in mutual funds in India: A Beginner’s Guide

‘Mutual Funds Sahi Hai’ – probably the most popular tagline these days, isn’t it? This ad campaign from AMFI (Association of Mutual Funds of India) has really delivered in terms of attracting the Fixed Deposit and Real Estate Junta toward mutual funds as investment instruments in a pretty convincing manner. However, what hasn’t been made amply clear is if someone wants to explore this investment instrument, how exactly does he or she get started? All you need is a PAN card, a bank account and this blog. Here’s a pictorial depiction of the…Continue reading →
Mutual Fund investments: Time the market or time in the market for Mutual Fund investments?

Mutual Fund investments: Time the market or time in the market for Mutual Fund investments?

Don’t try to time the markets. Invest in Mutual Funds and sit tight for long term and you are guaranteed to make high double-digit returns. Pretty sure you would have heard (or read) this advice multiple times. But have you ever gone back and tested it out? Does this theory hold true? We will try to answer the exact same question. But, unlike folk wisdom, we will use data to make conclusions. We will show that getting the timing right does have a significant impact on your returns – even for periods as…Continue reading →

Lump sum Investment – how to invest lump sum amounts in Equity Mutual Funds

It’s not about timing the market but time in the market Haven’t we heard this market wisdom time and again! And while we completely agree with the underlying philosophy, what if we had the best of both the worlds – timing the market and time in the market? And we will shortly see how. Making lumpsum investments into equity mutual funds can be tricky. There are simply too many open-ended questions: Should you invest everything in one go? Or should you invest some amount (or nothing) and wait for markets to correct? What…Continue reading →

The smartest way to invest in Mutual Funds – Let the Robos take over

Be Fearful When Others Are Greedy and Greedy When Others Are Fearful This is one of the most famous quotes by the legend of investing community Mr. Warren Buffet. But he is Warren Buffet! He has probably mastered the art of overcoming his emotions of greed and fear. But for ordinary folks like you and me, it is easier said than done. And suppose that we do somehow achieve that Zen state, how many of us here have the knowhow and the bandwidth to actively manage our portfolio so that we can consistently…Continue reading →