Investing Money in Mutual Funds or Stock Market – What’s the better investment?

Investing Money in Mutual Funds or Stock Market – What’s the better investment?

Every new investor starts with a great confusion! The confusion is not a chaotic one where you are trying to choose from a lot of investment instruments. The confusion usually is straightforward – should money be invested in mutual funds or in the stock market? Alpha SIP – The most intelligent alternative to monthly mutual fund investments There is a simple reason why new investors these days seldom think about any other instrument apart from these two. Everyone now knows about the power of equities. Equities have an unmatched track record over the…Continue reading →
Lump-sum or SIP: What works better for ELSS mutual funds? A Finpeg Analysis

Lump-sum or SIP: What works better for ELSS mutual funds? A Finpeg Analysis

Probably there were no income tax saving instruments like PPF and ELSS mutual funds during Mr. Fraklin’s time. If there were, he would have probably twisted that quote to something more suitable. Speaking of tax saving instruments, it has now been rather firmly established that ELSS is probably the best one in terms of return and lock-in as far as an average investor is concerned. Not looking for ELSS investments? Take a look at Finpeg’s Alpha SIP. Let’s have a quick look at all the eligible tax saving instruments as per Income Tax…Continue reading →
Invest in Mutual Fund in India – Key Benefits and Advantages

Invest in Mutual Fund in India – Key Benefits and Advantages

India is a country that loves to save. Most of all, we love to save money - by taking the train instead of the cab, by bargaining with the vegetable vendors and anywhere possible. However, the saving habit has no meaningful end. We put away the money in piggy banks, under the mattresses and forget about it for a good number of years. When we find it, it would have become a fraction of its value! Doesn’t sound believable? The above table tells the following simple fact - A Rs. 10,000 saving made…Continue reading →
5 Smart Tips to Accelerate Your Financial Growth with SIP Investment Plan

5 Smart Tips to Accelerate Your Financial Growth with SIP Investment Plan

SIP investment plans are the most commonly used mutual fund plans when it comes to building long-term wealth for retirement. Before we talk about 5 tips to accelerate your financial growth with SIPs, it is very important to understand clearly what an SIP really is. SIP is just a “mechanism” to do your monthly recurring savings into mutual funds. But it is NOT the only mechanism and definitely not the best mechanism. Think about it, you save a certain portion of your monthly salary and invest it every month through SIPs. This essentially…Continue reading →